Things are finally starting to look up a little. Spring has definitely sprung here and construction has picked up which means the hubby is extra busy. We have $4,200 to work with this month. The biggest change this month is that we are adding $100 to our house principle payment. We really want to pay this thing off and it looks like we are putting away more that an average of 10% into savings each month so we increased the principle payment to be on schedule to pay off the house in 48 months!
Remember, with the Zero-Based budget, every dollar as a place to go with nothing left over. Here is our May 2013 budget…
Utilities (electric, tv, telephone) $300
Health Insurance $499
Other Insurance $120
House Payment $589
Extra Principle on House Mortgage $500 (We are wanting to shorten the payoff to about 48 more months!)
Children’s 529 plans $100
Grocery $600 (I’ve cleaned out the pantry and we have eaten a lot of our extras, so I’m bumping our food budget up this month, however it should go down when the garden starts coming in but that will be next month)
Gas/Auto $250 (I’ve raised this a little, ball season has started and we are running the roads a little more
Christmas/Gifts $ 75
Home Projects $100 (Still working on the playhouse!)
Garden Fund $35 (I will be buying some more seeds and plants this month)
Make your money behave!