Using money wisely and building wealth

Posts in category The Simple Life

Is Student Loan Debt “GOO...

Is Student Loan Debt “GOOD” Debt?

There has always been a debate on whether or not a debt is GOOD or BAD. There are some obvious…Payday loans = BAD, House = GOOD. But what about student loan debt? Is it always a good debt? Or can it sometimes be a bad debt? I recently had a conversation with a person that […]

New Year’s Resolutions…

New Year’s Resolutions…

Ok, Ok, I’ve falling prey of the vast blog entries out there posting some great New Year’s Resolutions. So here are mine… 1. Don’t Diet! This should be the easiest resolution that a person could keep right? I have been tracking my diet habits frequently in the last year or so. First of all, it […]

Money saving tips for the...

Money saving tips for the FALL

I love this time of year. There is a crisp feel in the air and being outside is enjoyable. I feel a mad rush to drag the kids outside as much as we can, to play of course (ok, you got me… there is some yard work that needs to be completed before winter, you’re […]

Saving on your Food Budge...

Saving on your Food Budget

Your food budget is one of the easiest places to save some money from your overall monthly expenses. Here are some tips to save the most… Stay out of restaurants It is almost always less expensive (and healthier) to cook at home. If you feel deprived, learn to prepare some of your restaurant favorites at […]

Attitude vs. The New Rece...

Attitude vs. The New Recession

Economists are saying that we are about to head into another Recession? I know that I slept well last night but did I sleep through a few years? Did we come out of the last one already? I confess I didn’t get the best of grades in my economic classes back in college and studying […]

Got a Library Card?

Got a Library Card?

Libraries are not what they used to be. They have expounded there services and more and more people are visiting the library. So be WISE and check out your local library. Your local library is a FREE enormous resource for… Books & Magazines Books, Books, and more Books. My library (small county) corroborates with a […]

Are you ready for Christm...

Are you ready for Christmas?

SURPRISE! Christmas is exactly 3 months away today. How do you plan on funding your festive purchases? Have you been saving throughout the year? If you haven’t squirreled anything away yet, you still have time. Here are some WISE steps to do now to ensure that you have a joyous Christmas without busting your budget […]

Dave Ramsey’s Plan Explai...

Dave Ramsey’s Plan Explained – Baby Step #7

Dave Ramsey’s Baby Step #7 – Build Wealth and Give You have reached financial peace. Now your job is to keep the balance. Having an abundance of money is not going to solve all of your problems. Dave Ramsey’s Baby Step #7 helps you build wealth and give. In this step you will… • Live […]

How much does eating out ...

How much does eating out really cost?

The other night my husband and I were contemplating on whether to go out to our favorite Mexican restaurant or staying home for dinner. It was a Friday night and he was craving Mexican food. At first I thought “YEAH! I don’t have to cook dinner” then I thought ‘is that in our budget this […]

Calmly Coasting…

Calmly Coasting…

OK, so who isn’t worried about the rising gas prices! As I was sipping my morning cup of coffee (which is rising in cost also!), I was intrigued by the Good Morning America’s news article Putting Gas Tips To The Test. They were explaining how you can drive your car in a more efficient manner […]

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